/* Financializ — site comercial. Azul-marinho de estrutura, ciano de destaque
   (as mesmas cores da plataforma). Montserrat nos títulos, Open Sans no texto. */

:root {
  --navy: #0b2545;
  --navy-2: #13315c;
  --cyan: #1fb6c9;
  --blue: #2563eb;
  --ink: #0f1b2d;
  --muted: #5b6b80;
  --line: #e3e8ef;
  --bg: #ffffff;
  --bg-alt: #f4f7fa;
  --radius: 14px;
  --grad: linear-gradient(90deg, #1fb6c9, #2f7de1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font: 16px/1.65 "Open Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); }
h1, h2, h3 { font-family: Montserrat, system-ui, sans-serif; color: var(--ink); line-height: 1.15; margin: 0 0 .6em; }
h1 { font-size: clamp(2.1rem, 4.2vw, 3.15rem); font-weight: 800; letter-spacing: -.02em; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.5rem); font-weight: 700; letter-spacing: -.015em; }
h3 { font-size: 1.1rem; font-weight: 700; }
p { margin: 0 0 1em; }
.wrap { width: min(1200px, 100% - 32px); margin-inline: auto; }
.narrow { width: min(780px, 100% - 32px); }
.center { text-align: center; }
.center-text { text-align: center; }
.small { font-size: .9rem; color: var(--muted); margin-top: 1.2em; }
.grad { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }

.eyebrow { font: 700 .78rem/1 Montserrat, sans-serif; letter-spacing: .14em; text-transform: uppercase; color: var(--cyan); margin-bottom: 1em; }
.eyebrow.dark { color: #1590a1; }

/* Botões */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5em;
  padding: .7em 1.2em; border-radius: 10px; font: 600 .95rem/1 "Open Sans", sans-serif;
  text-decoration: none; border: 1px solid transparent; transition: background .15s, color .15s, border-color .15s, transform .15s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn-lg { padding: .95em 1.5em; font-size: 1rem; }
.btn-primary { background: var(--cyan); color: #04202a; }
.btn-primary:hover { background: #3cc6d7; }
.btn-ghost { color: var(--ink); }
.btn-ghost:hover { background: var(--bg-alt); }
.btn-outline-light { color: #e7f1fb; border-color: rgba(231, 241, 251, .35); }
.btn-outline-light:hover { border-color: #e7f1fb; }

/* Navegação */
.nav { position: sticky; top: 0; z-index: 20; background: rgba(255, 255, 255, .92); backdrop-filter: blur(10px); border-bottom: 1px solid var(--line); }
.nav-in { display: flex; align-items: center; gap: 24px; height: 68px; }
.logo { display: inline-flex; align-items: center; gap: 10px; font: 800 1.2rem/1 Montserrat, sans-serif; color: var(--navy); text-decoration: none; }
.nav-links { display: flex; gap: 22px; margin-left: 12px; }
.nav-links a { color: var(--muted); text-decoration: none; font-weight: 600; font-size: .93rem; }
.nav-links a:hover { color: var(--ink); }
.nav-cta { margin-left: auto; display: flex; gap: 8px; }

/* Hero */
.hero { background: radial-gradient(1200px 500px at 85% -10%, rgba(31, 182, 201, .25), transparent 60%), linear-gradient(180deg, var(--navy), #081a33); color: #dce7f3; overflow: hidden; }
.hero-in { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 1.2fr); gap: 48px; align-items: center; padding: 72px 0 80px; }
.hero h1 { color: #fff; }
.lead { font-size: 1.12rem; color: #c4d4e6; max-width: 34em; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 22px; }
.hero-points { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px 20px; font-size: .9rem; color: #a9bfd6; }
.hero-points li::before { content: "✓"; color: var(--cyan); font-weight: 700; margin-right: 6px; }
.hero-shot { margin: 0; border-radius: var(--radius); overflow: hidden; box-shadow: 0 30px 80px rgba(0, 0, 0, .45), 0 0 0 1px rgba(255, 255, 255, .08); transform: perspective(1600px) rotateY(-6deg) rotateX(2deg); }

/* Faixa */
.band { background: var(--bg-alt); border-bottom: 1px solid var(--line); }
.band-text { margin: 0; padding: 28px 0; text-align: center; font-size: 1.12rem; color: var(--muted); }
.band-text strong { color: var(--ink); }

/* Seções */
.section { padding: 88px 0; scroll-margin-top: 68px; }
.section.alt { background: var(--bg-alt); }
.section.dark { background: linear-gradient(180deg, #081a33, var(--navy)); color: #c4d4e6; }
.section.dark h2, .section.dark h3 { color: #fff; }
/* :where() para não passar por cima de .eyebrow e .cta p */
:where(.section > .wrap) > p { color: var(--muted); }
.split { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 56px; align-items: center; }
.split.reverse > :first-child { order: 2; }
.split p { color: var(--muted); font-size: 1.05rem; }
.checks { list-style: none; padding: 0; margin: 1.2em 0 0; display: grid; gap: 12px; color: var(--muted); }
.checks li { padding-left: 28px; position: relative; }
.checks li::before { content: ""; position: absolute; left: 0; top: .45em; width: 16px; height: 16px; border-radius: 50%; background: rgba(31, 182, 201, .15); box-shadow: inset 0 0 0 5px #1fb6c9; }
.checks strong { color: var(--ink); }
.shot { margin: 0; border-radius: var(--radius); overflow: hidden; box-shadow: 0 20px 50px rgba(11, 37, 69, .14), 0 0 0 1px var(--line); background: #fff; }
.shot figcaption { padding: 12px 16px; font-size: .88rem; color: var(--muted); border-top: 1px solid var(--line); }
.duo { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }

/* Cartões */
.grid3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; margin-top: 40px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; position: relative; }
.card::before { content: ""; position: absolute; inset: 0 0 auto; height: 3px; border-radius: var(--radius) var(--radius) 0 0; background: var(--grad); }
.card p { color: var(--muted); margin: 0; font-size: .97rem; }
.card.dark { background: rgba(255, 255, 255, .04); border-color: rgba(255, 255, 255, .1); }
.card.dark p { color: #a9bfd6; }

/* White label: miniaturas (cores de três escritórios de exemplo) */
.bm-1 { --p: #0b2545; --a: #1fb6c9; }
.bm-2 { --p: #123d2a; --a: #e0b04a; }
.bm-3 { --p: #3b1240; --a: #f08a5d; }
.brands { display: grid; gap: 16px; }
.brand-mock { display: flex; height: 132px; border-radius: 12px; overflow: hidden; box-shadow: 0 10px 30px rgba(11, 37, 69, .12), 0 0 0 1px var(--line); background: #fff; }
.brand-mock:nth-child(2) { margin-left: 36px; }
.brand-mock:nth-child(3) { margin-left: 72px; }
.bm-side { width: 34%; background: var(--p); padding: 14px; display: flex; flex-direction: column; gap: 9px; }
.bm-logo { font: 800 .95rem/1.1 Montserrat, sans-serif; color: var(--a); margin-bottom: 4px; }
.bm-side i { display: block; height: 8px; border-radius: 4px; background: rgba(255, 255, 255, .16); width: 80%; }
.bm-side i:first-of-type { background: color-mix(in srgb, var(--a) 45%, transparent); }
.bm-main { flex: 1; padding: 14px 18px; display: flex; flex-direction: column; gap: 4px; }
.bm-main b { font-size: .8rem; color: var(--muted); font-weight: 600; }
.bm-main strong { font: 800 1.35rem/1.1 Montserrat, sans-serif; color: var(--p); }
.bm-bar { height: 4px; width: 90px; border-radius: 2px; background: var(--a); margin: 2px 0 auto; }
.bm-main em { align-self: flex-start; font-style: normal; font-size: .78rem; font-weight: 600; color: #fff; background: var(--p); padding: 6px 10px; border-radius: 7px; }

/* Passos */
.steps { list-style: none; padding: 0; margin: 40px 0 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; counter-reset: s; }
.steps li { background: var(--bg-alt); border-radius: var(--radius); padding: 28px; }
.steps span { display: inline-grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: var(--navy); color: var(--cyan); font: 800 1rem Montserrat, sans-serif; margin-bottom: 14px; }
.steps p { color: var(--muted); margin: 0; }

/* Perguntas */
details { border-bottom: 1px solid var(--line); padding: 18px 0; }
details:first-of-type { margin-top: 28px; border-top: 1px solid var(--line); }
summary { cursor: pointer; font: 700 1.05rem/1.4 Montserrat, sans-serif; list-style: none; display: flex; justify-content: space-between; gap: 16px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--cyan); font-size: 1.4rem; line-height: 1; }
details[open] summary::after { content: "–"; }
details p { color: var(--muted); margin: 12px 0 0; }

/* Contato */
.cta { background: radial-gradient(900px 400px at 50% 0%, rgba(31, 182, 201, .22), transparent 70%), var(--navy); color: #c4d4e6; }
.cta h2 { color: #fff; }
.cta p { color: #c4d4e6; }
.cta .small a { color: var(--cyan); }

/* Rodapé */
.foot { border-top: 1px solid var(--line); padding: 28px 0; font-size: .9rem; color: var(--muted); }
.foot-in { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }
.foot nav { display: flex; gap: 18px; margin-left: auto; }
.foot nav a { color: var(--muted); text-decoration: none; }
.foot p { margin: 0; }

/* Página de texto (privacidade) */
.doc { padding: 64px 0 88px; }
.doc h1 { font-size: clamp(1.8rem, 4vw, 2.6rem); }
.doc h2 { font-size: 1.3rem; margin-top: 1.8em; }
.doc p, .doc li { color: var(--muted); }

@media (max-width: 960px) {
  .nav-links { display: none; }
  .hero-in, .split { grid-template-columns: 1fr; gap: 36px; }
  .split.reverse > :first-child { order: 0; }
  .hero-in { padding: 48px 0 56px; }
  .hero-shot { transform: none; }
  .grid3, .steps { grid-template-columns: 1fr 1fr; }
  .duo { grid-template-columns: 1fr; }
  .section { padding: 64px 0; }
}
@media (max-width: 600px) {
  .nav-cta .btn-ghost { display: none; }
  .nav-cta .btn { padding: .6em .9em; font-size: .85rem; }
  .grid3, .steps { grid-template-columns: 1fr; }
  .brand-mock:nth-child(2), .brand-mock:nth-child(3) { margin-left: 0; }
  .foot nav { margin-left: 0; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .btn:hover { transform: none; } }